MoneyView is a centralized financial platform that: drives revenues, increases cross sales, strengthens retention and provides new insight into your account holders' financial world. Account holders can view and track all of their finances with integrated PFM–including accounts and loans at other institutions–and rewards tied to their BancVue DDAs.
The Basics
Account holders get full visibility of their finances, and you get full visibility of their spending habits and needs.
The Benefits
- Increase profitability
- Increase products per household
- Drive account acquisition
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MoneyView at a Glance
- Messaging Service
MoneyView establishes a direct line of communication to your account holders with this built-in messaging system. This versatile tool enables you to deliver personalized communication: send happy birthday wishes, post your latest news, promote and cross-sell your products to generate non-interest income and more.
This feature also strengthens your account holder relationships, instilling a whole new level of trust and helping increase your share of wallet. With a direct line of communication not previously available to you, MoneyView's Messaging Service helps you reach out to account holders in a whole new way.
- Financial Transparency
Account holders get a clear, comprehensive view of all financial activity. This not only satisfies the regulatory demand for transparency, but it also instills trust in consumers, turning your institution into a valuable financial ally.
- Cross-Sell Opportunities
With clear visibility of each consumer's aggregated accounts, you can easily determine which of your products and services have the edge over the competition. This allows you to pinpoint your marketing efforts and cross-sell consumers the superior offerings you know they want. For example, if an account holder has a mortgage with another institution, you can easily convince them to refinance with you at a lower rate.
- Integrated PFM
Account holders have around-the-clock access to personal finance management tools including:
- external account aggregation
- transaction management
- budgeting
- email alerts
- and more
- Mobile
MoneyView provides the same experience online or with our go-anywhere mobile offering (includes full view of finances and transactional capability). This means MoneyView and your institution are always engaged with account holders.
- Rewards Management
Included with REALChecking® products, MoneyView empowers consumers to track their account rewards online, and in a mobile or desktop environment. Account holders can track their activity as it relates to each REALChecking account, helping to ensure that cost-cutting, fee-boosting qualifications are met.
- Secure Interface
Multi-factor authentication and state-of-the-art encryption give consumers peace of mind that data is protected, solidifying their trust in your institution. Our fast, safe and secure services are available via a secure downloadable application or web interface. In addition, all account numbers and other private information are "shielded" when transmitted.
- Compliance
We understand the importance of peace of mind in this heavily regulated industry. Each REALChecking product comes with a compliance toolkit developed and reviewed by our compliance lawyers, as well as our expert in-house team. We also provide upfront tools and ongoing support to make sure you always meet industry guidelines.
1. Forrester Research, 2009
2. Yodlee Systems Data; Javelin Strategy & Research, 2010
3. Digital Insight Second Financial Survey, 2009
4. Javelin Strategy and Research, 2009
5. Cisco, The Next Growth Opportunity for Banks, 2010